01
Acquisition and bridge
Model income producing and transitional property purchases, including fast close bridge structures where timing matters most.
$100K to $10M · 12 to 36 month bridge
Software I built
Underwrite any commercial real estate deal in minutes.
Kommunity is a self serve underwriting engine for acquisitions, bridge, value add, and cash out refinance deals. Run the numbers yourself, free to sign up.
- No credit pull required to run a deal
- Institutional grade deterministic engine
- Free to sign up
One engine, full breakdown
Every deal runs through the same core metrics.
No spreadsheets and no guesswork. The engine returns an institutional grade underwriting breakdown in minutes, not days.
- LTV
- Loan to value
- LTC
- Loan to cost
- LTARV
- After repair value
- Cap rate
- Benchmarked to market
- DSCR
- Amortizing and interest only
- Stress test
- Plus 150 basis points and a 10 percent income shock
How it works
Describe the deal. Get a full underwriting breakdown.
- 01
Describe your deal
Enter the property, the purpose, and your experience as a sponsor: purchase price, rehab budget, rent roll, and sources and uses.
- 02
The engine runs the numbers
LTV, LTC, LTARV, net operating income, cap rate, property DSCR, break even occupancy, and stress testing, computed deterministically in seconds.
- 03
Review your breakdown
See exactly where the deal is strong and where it is thin, with a full metrics and flags breakdown you can revisit any time.
Deal types
Deals the engine underwrites.
Single family, multifamily, and mixed use properties with requested amounts from $100K to $10M.
02
Value add and renovation
Fix and flip and heavy renovation deals, underwritten on the as completed value, not just today's appraisal.
Up to 75 percent LTARV · Interest only options
03
Refinance and cash out
Model pulling equity out, retiring maturing debt, or converting a bridge into long term financing underwritten on property cash flow.
$100K to $10M · 5 to 30 year terms
Built for real deals
Built for challenging deals too.
The engine does not just look at credit score. It models the deal, so equity heavy properties and credit challenged sponsors still get a full, accurate breakdown.
Challenging credit welcome
The engine does not discard a deal at first glance. When the property carries significant equity, it models scores as low as 500.
Equity based real estate
For commercial, multifamily, and fix and flip deals, the engine weighs equity, cash flow, and the business plan as much as credit score.
Built in stress testing
Every deal is automatically tested against a 150 basis point rate move and a 10 percent income shock, so you see how much cushion the deal really has.
Deterministic, not a black box
The proprietary CRE engine runs the same analysis a career underwriter would, with transparent math on every deal.
Why I built it
Built by someone who has closed real deals.
I personally underwrote and closed $3M+ in commercial business and real estate deals before building this engine.
Kommunity puts that underwriting judgment into software, so any owner or investor can see a deal the way a lender does before they apply. When you are ready for financing, my work as a loan broker connects the breakdown to a network of lending partners.
Your next deal starts here