The Kommunity software now operates under Amaury Abreu.

Commercial real estate underwriting software

Underwrite any commercial real estate deal in minutes.

This is a self serve underwriting engine for acquisitions, bridge, value add, and cash out refinance deals. You enter the property numbers and you run the analysis yourself. Creating an account is free.

Every deal runs through the same engine: loan to value, loan to cost, loan to after repair value, capitalization rate, debt service coverage, and stress testing. You get a full underwriting breakdown in minutes instead of days.

  • No credit pull is required to run a deal
  • Deterministic engine, not a black box
  • Free to create an account

What the engine returns

LTV

Loan to value

LTC

Loan to cost

LTARV

After repair value

Cap rate

Benchmarked to market

DSCR

Amortizing and interest only

Stress test

Rate move and income shock

Describe the deal. Get a full underwriting breakdown.

No spreadsheets and no guesswork. You enter the property numbers and the engine runs the analysis a career commercial real estate underwriter would run.

  1. 01

    Describe your deal

    Tell the engine about the property, the purpose, and your experience as a sponsor, including purchase price, rehab budget, rent roll, and sources and uses.

  2. 02

    The engine runs the numbers

    Loan to value, loan to cost, loan to after repair value, net operating income, capitalization rate, property debt service coverage on both amortizing and interest only terms, break even occupancy, and stress testing, computed in seconds.

  3. 03

    Review your breakdown

    See where the deal is strong and where it is thin, with a full metrics and flags breakdown you can open again at any time.

Deal types the engine underwrites

Single family, multifamily of two units or more, and mixed use property, from $100K to $10M in requested amount.

Acquisition and bridge

Model income producing and transitional property purchases, including fast close bridge structures where timing matters more than paperwork.

  • $100K to $10M
  • 12 to 36 month bridge

Value add and renovation

Rehab and heavy renovation, underwritten on as completed value rather than only on the value today.

  • Up to 75 percent of after repair value
  • Interest only options

Refinance and cash out

Model pulling equity out, retiring maturing debt, or converting a bridge into longer term financing underwritten on property cash flow.

  • $100K to $10M
  • 5 to 30 year terms

Built for difficult deals too

The engine does more than read a credit score. It models the deal, so equity heavy property and sponsors with credit history to repair still get a full and accurate underwriting breakdown.

Difficult credit is welcome

The engine does not discard a deal at first glance. When the property carries significant equity, it models scores as low as 500.

Equity based analysis

For commercial, multifamily, and rehab deals, the engine weighs equity, cash flow, and the business plan alongside credit.

Stress testing included

Every deal is tested against a rate move of 150 basis points and a 10 percent drop in net operating income, so you see how much cushion the deal really carries.

Track record

Built by someone who has closed real deals

Amaury Abreu personally underwrote and closed more than $3M in commercial business and real estate deals before building this engine. The software that started as Kommunity now operates under his name, with the same engine and the same math behind every result.

Read more about Amaury Abreu

Your next deal starts here.

Acquisition, bridge, value add, and cash out refinance deals. One engine, a full underwriting breakdown, and no cost to create an account.